Apply for a Guarantor Loan

Start your application in minutes. Checking your eligibility won't affect your credit score.

How to apply

  • 1

    Tell us about yourself

    Complete the short online form with your personal and financial details. Takes around 5 minutes.

  • 2

    Choose your guarantor

    Enter the details of your friend or family member who will back your loan. We'll contact them separately.

  • 3

    Eligibility check

    We'll run a soft credit check on you and a check on your guarantor — no impact on either credit score at this stage.

  • 4

    Receive a decision

    If eligible, we'll present your loan offer. Both you and your guarantor sign digitally online.

  • 5

    Get your funds

    Once signed, funds are typically sent to your bank the same or next working day.

No impact on credit score
No arrangement fees
FCA regulated
Same-day funding available
⚠️ Warning: Late repayment can cause you serious money problems. For help visit moneyhelper.org.uk. Representative 49.9% APR.

Start your application

Enter your details below to check how much you can borrow. Soft check only — no credit score impact.

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