Guarantor Loans from £2,000 to £10,000

Borrow with the backing of a trusted friend or family member — even if your credit history isn't perfect.

What is a guarantor loan?

A guarantor loan is a personal loan supported by someone you trust — a friend, family member or colleague — who agrees to cover your repayments if you're ever unable to.

This added security means we can say yes to people who've been declined by high-street banks, helping them access the funds they need at a fair, fixed rate.

Borrow £2,000 to £10,000
Fixed monthly repayments — no surprises
12 to 60 month terms
No early repayment fees
Soft eligibility check — no credit score impact
FCA authorised and regulated

Loan amount£2,000 – £10,000

Repayment term12 – 60 months

Representative APR49.9% APR

Interest typeFixed rate

Arrangement feeNone

Early repayment feeNone

Guarantor requiredYes

Regulated byFCA (No. 708284)

⚠️ Warning: Late repayment can cause you serious money problems. For help, visit moneyhelper.org.uk.

Who can apply?

Our guarantor loans are designed for people who have struggled to get credit elsewhere. You may be eligible if you:

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Have poor credit

Defaults, missed payments or a CCJ in the past don't automatically disqualify you.

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Have a thin credit file

New to the UK or never taken out credit before? We can still consider your application.

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Need debt consolidation

Combine multiple debts into one manageable monthly repayment.

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Have an unexpected expense

Home repairs, car costs, or an urgent bill — get the funds when you need them.